*APR=Annual Percentage Rate. Loan APR calculations based on loan amount of $20,000 and include a $100 document preparation as a prepaid finance charge. A $20,000 loan at 2.80% for 60 months is equal to $359.41 monthly payment with an annual percentage rate of 2.950%. We will finance up to 100% of new vehicle's loan. Down payment of 20% for used vehicle. Borrowers must meet credit, income and other underwriting standards. Rate applies to vehicle purchase or refinance from another financial institution only. Rates are determined by term and year of the vehicle. Not all borrowers will qualify. Other conditions may apply. rates are subject to change at any time.